Whether a motor vehicle accident is a minor bump or your vehicle is a complete write off, it is essential to seek treatment quickly. Oftentimes, people don't seek treatment initially because they feel fine the first week after the accident, then eventually the soreness and stiffness creeps in. Unfortunately, the window has closed to get your treatment covered, leaving those to pay out of pocket to reach full recovery. Take the steps below to avoid this situation!
1.Call your car insurance to start your MVA medical claim- Note, this is different from starting a claim on your damaged vehicle and is critical to complete by 10 days after the accident.
2. Schedule an appointment as soon as possible (ideally within 10 days of the accident). This can be scheduled with either our chiropractic or physiotherapy team. (no referral from a physician is required)
3. Complete an AB-1 Form (Notice of Loss and Proof Claim Form): These can be completed at the time of your initial assessment and we will send it on your behalf. This is ideally submitted within 10 days of the accident.
4. Your therapist will conduct a thorough exam and initiate a treatment plan to meet your needs. They will submit an AB-2 Form (Treatment Plan Form) to your insurance company explaining your condition and what will be required.
You are immediately eligible for 10 treatments for mild fender benders (WAD I) +$120 of related therapy goods and 21 treatments for more serious injuries (WAD II) + $160 of related therapy goods once approved by your insurance. These treatments can be a combination of Chiropractic, Physiotherapy, Massage Therapy or Acupuncture.
Starting treatment after an MVA has absolutely zero effect on your premium cost. (it won't go up if you seek treatment)
If you are seeking care for a motor vehicle accident, contact us below!